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Now you can estimate your monthly mortgage payments with Google. The company has just rolled out a mortgage calculator as the newest feature of its popular search engine.

Just enter your mortgage amount, interest rate and mortgage period into the widget and it will calculate the total cost of the mortgage and monthly payments.

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Users also have the ability to switch the tool's options and input the desired monthly payment to calculate the maximum loan for their budget.

"Preparing for homeownership just got a bit easier, " The company shared on its Google Plus page on Tuesday. "Starting today you can ask Google things like 'How much can I borrow at $200 a month?' or 'At 5% APR how much can I borrow over 10 years?' You can even adjust the mortgage amount, interest rate, mortgage period and more to see which financial options fit your needs."

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I agree with Michael Cheng. If you have a great credit score, stable, verifiable income, verifiable cash on hand or assets, you are a dream client. By comparison shopping, you will be able to obtain a Loan Estimate from at least three different types of lenders: Talk with the mortgage department of where you currently bank. You already have a banking relationship with them. This is a good place to start. Next, apply with a local, licensed non-bank mortgage lender. Somebody located in the town in which you live.  Last, apply with a local mortgage broker.

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