Help to get a mortgage
“Finally it just deteriorated to where we couldn’t handle it, and that’s when we went for help."
The Doane Family
If you’re a service member struggling with your mortgage payment, you may qualify for a special military hardship. Additionally, military service members have protection against foreclosure for 9 months following termination of active duty. More »
Not understanding your obligations under a reverse mortgage can lead to serious consequences including foreclosure. Review your obligations and find out where get help if you’re struggling with property-related expenses. More »
The Hardest Hit Fund offers innovative measures to help families stay in their homes or otherwise avoid foreclosure in states that have been hit hard by concentrated economic distress. More »
A HUD-approved housing counselor is an experienced, trained professional who can advise you on preventing foreclosure, buying a home, protecting your credit, and other issues. More »
Check for homebuyer and homeowner (foreclosure prevention) events in your area. You can talk in person with lenders, housing counselors, and mortgage companies to get the help you need—whether you’re looking to buy a home or are a homeowner who needs mortgage assistance. More »
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I agree with Michael Cheng. If you have a great credit score, stable, verifiable income, verifiable cash on hand or assets, you are a dream client. By comparison shopping, you will be able to obtain a Loan Estimate from at least three different types of lenders: Talk with the mortgage department of where you currently bank. You already have a banking relationship with them. This is a good place to start. Next, apply with a local, licensed non-bank mortgage lender. Somebody located in the town in which you live. Last, apply with a local mortgage broker.