Refinancing your loan – know

HSBC Refinance Housing loan

One thing for sure, no one can predict what’s going to happen in the future. Having a home financing package that gives you the flexibility to adapt makes a big difference. Based on the principle of Diminishing Musharakah, HomeSmart-i gives you more control in your life and the flexibility to adapt to different priorities that may arise in the future.

You call the shots

  • Freedom to make prepayments anytime without notice or charges.
  • Freedom to make withdrawals on excess payments anytime without notice or charges.
  • Banking convenience via ATM, cheque book and Internet banking.
  • Enjoy 20% stamp duty waiver on financing documents on new home purchases*.

All-in-one package account

  • Consolidate all your deposits including salary, savings and even your bonus into one HomeSmart-i account.
  • Reduce the total amount of payment and significantly shorten your financing tenure.


Refinance your existing conventional home loan with HomeSmart-i to possibly reduce your monthly payments, free up cash for other priorities or to enjoy greater flexibility in managing your cash flow.

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