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Mortgage rates for 30-year fixed loans were unchanged, 15-year home loans rose a tick Monday, while 5/1 ARM rates held firm, according to a NerdWallet survey of mortgage rates published by national lenders this morning.

After Friday’s tepid jobs report, lower mortgage rates would commonly be expected — but compared with the larger bond market, rates have been swimming against the tide.

“Influential underlying interest rates have been moving higher in recent days, but the effect on mortgage rates has been muted, ” Keith T. Gumbinger, vice president of HSH Associates, wrote in an analysis Friday evening.

Few changes in home loan pricing are expected today, as the bond market is closed for Columbus Day.

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Mortgage relief for Hurricane Matthew victims

CoreLogic projects that Hurricane Matthew damaged about 1.5 million residential and commercial properties on the Eastern seaboard. Damage estimates range between $4 billion and $6 billion — and that excludes losses to contents.

Most of the insurance claims (90%) will be related to wind damage, the research firm says.

But there is some relief for homeowners in the affected states of Florida, Georgia and South Carolina. In addition to assistance from the Federal Emergency Management Agency, borrowers with loans backed by the Federal Housing Administration, Fannie Mae and Freddie Mac can receive payment forbearance and a delay in foreclosure sales and other legal proceedings in designated disaster areas.

In addition, late mortgage payments on hurricane-impacted homes will not be reported to credit bureaus.

“We strongly encourage the many American families whose homes or businesses are being impacted by Hurricane Matthew to call their mortgage servicer once [FEMA’s] declaration is announced, ” Yvette Gilmore, Freddie Mac’s vice president of single-family servicer performance management, said in a statement.

Forbearance on mortgage payments can extend as long as one year.

“We are working with our servicers to ensure assistance is offered to borrowers and communities in need. Our thoughts are with all of those who have been impacted, ” Malloy Evans, vice president of servicing at Fannie Mae, said in a press release.

NerdWallet daily mortgage rates are an average of the published APR with the lowest points for each loan term offered by a sampling of major national lenders. Annual percentage rate quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

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