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Government homeowners Assistance Program

  • Pre-applications for the Sandy Homebuyer Assistance Program have far exceeded our available funds.

To best assist you please be sure to include the following in your email:

1) Full Name of All Applicants
2) County of Current Residence
3) Date Full Application was submitted to the Housing Counselor

Due to a high volume of inquires please allow up to 5 business days for an email response from one of our Sandy Homebuyer Assistance Representative.

This program is made possible with funding from the U.S. Department of Housing and Urban Development (HUD) through its Community Development Block Grant Disaster Recovery Program. The Sandy Homebuyer Assistance Program fund is being administered by the New Jersey Housing and Mortgage Finance Agency (HMFA). HMFA is a self-sufficient agency of state government that is dedicated to offering New Jersey residents affordable and accessible housing. HMFA receives no state appropriation.

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How to get the best mortgage rates - Quora

I agree with Michael Cheng. If you have a great credit score, stable, verifiable income, verifiable cash on hand or assets, you are a dream client. By comparison shopping, you will be able to obtain a Loan Estimate from at least three different types of lenders: Talk with the mortgage department of where you currently bank. You already have a banking relationship with them. This is a good place to start. Next, apply with a local, licensed non-bank mortgage lender. Somebody located in the town in which you live.  Last, apply with a local mortgage broker.

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